Direct Investor

Discover the award-winning term deposit marketplace

Australian Money Market (AMM) is an innovative, fully transactional, online term deposit marketplace

SMSF Awards Winner 2016-2021
Australian Money Market is proud to be awarded as SMSF Adviser’s best Cash and Term Deposit Platform for six years running.

One-stop shop for term deposit investing

Centralised access to interest rates offered by more than 20 Australian banks, building societies and credit unions – all of which are Authorised Deposit-taking Institutions covered by the Australian Government Guarantee Scheme up to $250,000 per entity and institution.

  • Earn more on your investment

    Compare and choose rates and terms from a wide range of financial institutions.

  • Simplify your life

    No more researching rates with individual financial institutions.

  • Safe and secure

    Funds are always held in the investor’s name. Ownership of the funds cannot be transferred to anyone else and no monies are held on trust.

  • Simple switching at maturity

    We notify you prior to maturity and it’s easy to browse rates and invest with a different financial institutions

  • Transact online, anywhere, anytime

    Whether you are at home, work, holiday or on the move, you can connect and transact online. Your instructions will be processed during our standard dealing times.

Our Term Deposit Options

We offer a wide range of financial institutions to provide our Direct Investors with investment options on our marketplace.

All our partnering institutions are incorporated in Australia and are Approved Deposit Institutions (ADI’s). Deposits with an ADI of up to $250,000 are guaranteed by the Australian Government. To find out more visit:

A term deposit placed through our marketplace will never automatically roll over at maturity – we will notify the investor 7 days prior to maturity and await instructions. If instructions are not received on the date of maturity, the funds will simply return to the associated CMA where they will be available for further investments etc.

Manage investments - online, at any time

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